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Australia
Retirement Income Strategies
And Expectations (RISE) Survey
Navigating the Path to Retirement
Franklin Templeton’s RISE Survey explores attitudes and concerns about preparing and investing for, as well as living in, retirement. Learn what Australians are doing to build preparedness and confidence.
Many feel unprepared and anxious about retirement
Australia’s superannuation system is often held up as a model of success in the developed world. But that doesn’t mean Australians are immune from the common anxieties surrounding retirement readiness.
Retirees manage rising expenses and healthcare costs
An easy transition to a lower cost of living in retirement doesn’t seem to be playing out for most Australians. Many retirees are struggling to navigate rising expenses, with medical expenses a particular area of concern.
about rising expenses as it relates to their retirement wealth
increase in expenses in
retirement, with only 26% saying expenses have decreased
Investing for retirement – do you know the right strategies to achieve your retirement goals?
Financial preparedness is the gateway to retirement freedom, yet 85% of respondents surveyed stated they didn’t have a written retirement income plan.
running out of money or
not having the lifestyle they expected in retirement
or having to make major sacrifices to their
retirement strategy
The importance of having a retirement plan
When it comes to preparing for retirement, there are two clear actions that help put people on the path to success. Working with a financial adviser and having a written retirement income plan are tied to greater confidence in generating income in retirement.
NEXT STEPS
Explore in more detail
Australian Retirement Realities
This infographic provides a snapshot of the state of retirement in Australia today.
View infographicHOW WE CAN HELP
About the survey
The Franklin Templeton Retirement Income Strategies and Expectations (RISE) survey – Australia was conducted online among a sample of 2,004 adults comprising 983 men and 1,021 women 18 years of age or older. The survey was administered between 1 and 7 May, 2019, by Engine’s Online CARAVAN®, which is not affiliated with Franklin Templeton Investments. Data is weighted to gender, age and geographic region. The custom-designed weighting program assigns a weighting factor to the data based on current population statistics.
Important Legal Information
Franklin Templeton Investments Australia Limited (ABN 87 006 972 247) (Australian Financial Services Licence Holder No. 225328) issues this publication for information purposes only and not investment or financial product advice. It expresses no views as to the suitability of the services or other matters described herein to the individual circumstances, objectives, financial situation, or needs of any recipient. You should assess whether the information is appropriate for you and consider obtaining independent taxation, legal, financial or other professional advice before making an investment decision. All financial decisions and investments involve risks, including possible loss of principal.
Investments entail risks, the value of investments can go down as well as up and investors should be aware they might not get back the full value invested.
This material is intended to be of general interest only and should not be construed as individual investment advice or a recommendation or solicitation to buy, sell or hold any security or to adopt any investment strategy. In providing the information on this website, we have not taken the individual circumstances, investment objectives or financial situation of any investor into account. You should conduct your own investigation or consult a financial adviser before making any decision to invest and to help determine if the information provided is suitable for your particular circumstances. All investments involve risks, including possible loss of principal. Please refer to the relevant Product Disclosure Statement available on this website before making any investment decision.
