Terms of Use

Please read these Terms of Use (these "Terms") carefully. Your access or use of this website signifies that you understand and agree to be bound by these Terms. If you do not agree to be bound by or comply with these Terms, do not access or use this website.

We reserve the right, in our sole discretion, to change, modify, add, or remove portions of these Terms at any time. We suggest that you check these Terms periodically for changes. They can be accessed from the link at the bottom of our website pages. Any changes, modifications, or additions to, or deletions from these Terms shall be effective upon posting on this website. If you use this website after we post changes to the Terms, you accept the Terms as changed. Franklin Templeton expressly reserves the right to monitor any use of this website.

The information found on this website is believed to be accurate at the time of compilation and is provided by Franklin Templeton in good faith. However, the use of this website is at your sole risk. Neither Franklin Templeton nor the directors and officers of any company of Franklin Templeton make any representation or warranty as to the quality, accuracy, reliability, timeliness or completeness of material in this website or material in websites linked to this website. Except in so far as liability under any statute cannot be excluded, Franklin Templeton, its directors, employees and consultants do not accept any liability (whether arising in contract, tort, negligence or otherwise) of whatsoever nature including, without limitation, for any error or omission in the material, or for any loss or damage (whether direct, indirect, consequential or otherwise) suffered by the recipient of the information or any other person. 

You release, discharge and indemnify Franklin Templeton from and against liabilities suffered or incurred by you or by Franklin Templeton (including, but not limited to, its directors, officers and employees) as a result of use of this website. 

The content found on this website is available for informational purposes only. The posting of content and access to this website does not constitute, either explicitly or implicitly, any provision of services or products by Franklin Templeton.

All copyrights, trademarks, logos, service marks, trade names, or other intellectual property displayed on, or used in conjunction with, this website are proprietary to Franklin Templeton, unless otherwise noted. The content of this website is protected by applicable intellectual property law. Franklin Templeton reserves all rights with respect to intellectual property ownership of all material on this website and will enforce such rights to the full extent permissible by law. The material accessible on or through this website is accessible for personal browsing and printing purposes only and for financial advisers, professionals, nominees or other institutional trading partners as permitted by Franklin Templeton in compliance with these Terms of Use.

Users of this website may not otherwise:

• copy, reproduce, modify, sell, republish, post, transmit, or distribute in any way material from this website without the express, written permission of Franklin Templeton;
• use, copy, modify, or display any Franklin Templeton name, trademark, logo, text, or graphic image without express, written permission;
• display any of the pages, text, images, or other content of this website using "framing" technology without Franklin Templeton's express written permission;
• modify or use the pages, text, images, or other content from this website for any purpose other than browsing or printing for personal, non-commercial use; or
• take any action to create an impression of affiliation, sponsorship, or endorsement between any user and/or website and Franklin Templeton.

Transmission or use of any material in violation of these Terms, or any applicable law, rule or regulation (whether of Australia or other countries), or the rights of any third party is prohibited. This includes, but is not limited to, copyrighted material, material which is defamatory, threatening, obscene, lewd and indecent, material protected by trademark, trade secret or patent laws, or material that results in an invasion of privacy.

Information on this website is intended to be of general interest only and does not constitute investment or financial product advice.  It expresses no views as to the suitability of the products or services described as to the individual circumstances, objectives, financial situation, or needs of any investor. You should conduct your own investigation or consult a financial adviser before making any decision to invest and to help determine if the information provided is suitable for your particular circumstances. Please refer to the relevant Product Disclosure Statement available on this website before making any investment decision.

This website provides links to other websites operated by entities affiliated with Franklin Templeton as well as links to websites of independent third parties. Those websites which fall into the second category may not affiliated with Franklin Templeton in any way. Franklin Templeton does not control or endorse and is not responsible for the contents of these linked third party websites, and provides hyperlinks to other websites for your convenience only. Any information, opinions, representations or offers made in those linked third party websites are solely the responsibility of the third parties operating those websites and are not made by Franklin Templeton, which makes no representation or warranty as to accuracy or reliability of the information in those websites. 

This website may provide information, articles and material that are written and prepared by people who are not employees or representatives of Franklin Templeton. Such material is provided for your interest and convenience only. The material will be clearly identified as the product of an independent third party. Franklin Templeton is not responsible for the contents or accuracy of this material, and the opinions expressed in the material should not be taken as recommendations or opinions of Franklin Templeton.

The website has been prepared for residents in Australia only and Franklin Templeton makes no representation that it is appropriate or available for use at other locations outside Australia. This website is not intended for residents of the United States. Nothing on this Site shall be considered a solicitation to buy or an offer to sell a security, or any other product or service, to any person in any jurisdiction where such solicitation, offer, purchase or sale would be unlawful under the laws of that jurisdiction.

The laws of the State of Victoria, Australia govern these Terms of Use. By using this website, you submit to the exclusive jurisdiction of the Courts of the State of Victoria, Australia.